Government and Open Data for AI Start Ups

Daniel Cave

AI and machine learning start-ups are some of the most exciting and interesting businesses out there today. They are curing diseases, trading trillions of pounds of stock, and making sure your home assistant can understand what you want when you say “OK Google”.

This article will look at how Open Data and Government data is being used to build new AI products and services to optimise business processes.

What is Open Data?

Open data is data that can be freely used, re-used and redistributed by anyone – subject only, at most, to the requirement to attribute and sharealike.” 

The full Open Data Definition gives precise details as to what this means.

Availability and Access: the data must be available as a whole and at no more than a reasonable reproduction cost, preferably by downloading over the internet. The data must also be available in a convenient and modifiable form.

Re-use and Redistribution: the data must be provided under terms that permit re-use and redistribution including the intermixing with other datasets.

Universal Participation: everyone must be able to use, re-use and redistribute – there should be no discrimination against fields of endeavour or against persons or groups. For example, ‘non-commercial’ restrictions that would prevent ‘commercial’ use, or restrictions of use for certain purposes (e.g. only in education), are not allowed.

At Doorda we work with AI startups, powering their AI models with the structured data they need to make them work. Specifically, we work with a lot of InsurTech and Fintech companies who need data about commercial property and geodemographic data to improve insurance quotes and risk models.

Whether it’s a single powerful open data point being added to a machine-learned model, or feeding an algorithm with an entire countries worth of government data, we’ve seen Open Data transform business.

How AI + Open Data = Commercial Insurance Success

Commercial business insurance relies two major things (among others) when it comes to selling the right products to the right customer.

  • Streamlining the quote process to maximise conversion rates
  • Understanding everything you can about a prospect to accurately predict risk.

Read on to see how AI and Open Data helps both. 

How AI Helps Predict Insurance Risk

Simply put, risk management is all about using the data available about a business to predict how likely the prospect is to make a claim, and the better and fresher the data you have, the better your prediction will be.

A long time ago this might be done with historical data and gut feel, but now modern insurers use AI to try and find the correlations and relationships between millions of historical data points, they use this to help predict the likely cost of insuring a particular business with greatly increased accuracy.

A human would never be able to open, read, and analyze the millions of data points needed to learn what risk factors correlate with known outcomes, but that’s what AI was born to do; to machine learn exactly which factors and data points predict risk most accurately.

That’s why we get so excited every time we launch a new dataset at Doorda. Every time we extend the data available for AI training models to learn from, we see the real-world improvements in risk assessments that help insurers and their customers get a better result.

How Open Data Helps Streamline the Quote Process

Customers HATE repetitively filling out forms and answering long-winded sets of questions, so the fewer questions insurers ask customers the more money they make… which is where AI and linked open data comes to the rescue again, providing the data that lets companies ask less about customers but know more.

Doorda uses AI to match and link data points from over 2000 data sources, to create larges datasets of linked data about businesses, geo-demographics and individual property, so that insurers and other companies can automatically lookup as much information as possible rather than having to ask it from their customers, reducing the need on them to answer accurately remembering things like the date they registered their company or the addresses of their trading locations.


AI and Open Data helps commercial insurers by

  1. Giving AI models more accurate and fresher data to more accurately predict risk.
  2. Reducing the numbers of questions insurers need to ask, while simultaneously increasing the amount you know about a customer.
  3. Opening up the ability to complete risk analysis during the application process.

If you run an insurance business or other company that needs a more accurate, fresher picture of your customers, you should consider Doorda’s data products to enrich and power your processes with highly accurate and fresh data today.


Membership Level change

You have selected the Search membership level.

The price for membership is £0.00 now.

Create a FREE account to view the data!

Login Details Already have an account? Log in here


About You


Terms and Conditions of use

Terms and Conditions

1. Acceptance the Use Of Terms and Conditions

Your access to and use of (the Website) , the property of Doorda Ltd (“Doorda”), is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting these including any disclaimers stated therein . If you do not accept these Terms and Conditions you must immediately stop using the Website.

2. Credit card details

Doorda will never ask for Credit Card details and requests that you do not enter it on any of the forms on the Website

3. Advice

The contents of the Website do not constitute advice and should not be relied upon in making or refraining from making, any decision.

4. Non-Commercial Use

All content on the Website is for non-commercial use only and is issued under the Creative Commons Attribution-Non Commercial 4.0 International Licence .

5. Change of Use

Doorda reserves the right to:

(1) Change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that Doorda shall not be liable to you for any such change or removal
(2) Change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.
(3) Discontinue access by any user at any time , such action being entirely at Doorda’s discretion

6. Links to Third Party Websites

The Website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

7. Intellectual Property

7.1 All copyright, trademarks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to Doorda or otherwise used by Doorda as permitted by law.

7.2 In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

8. Disclaimers and Limitation of Liability

8.1 The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

8.2 To the extent permitted by law, Doorda will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.

8.3 Doorda makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

8.4 Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of Doorda for death or personal injury as a result of the negligence of Doorda or that of its employees or agents.

9. Indemnity

You agree to indemnify and hold Doorda and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Doorda arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

10. Severance

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of England and you hereby submit to the exclusive jurisdiction of the English courts.

 Click here to read full terms of use.
Join our mailing list.